Protect Your
Health with Insurance

Protect Your
Health with Insurance

Protect Your
Health with Insurance

Health Insurance

Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Mediclaim policies are the best way to handle crisis situations like injury or illness at any age in life with ease.

Life Insurance

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Motor Insurance

A standard motor insurance or better known as a car insurance policy is usually the insurance coverage mandated by law to drive on the road. Thus, it primarily covers you against liability damages and unexpected repairs.

Business Insurance

Corporate insurance is insurance for a business. In fact, it is one of the most important investments a business owner can make, as it can be instrumental in protecting a business from potential loss caused by unforeseen and unfortunate circumstances. This insurance can provide valuable protection against such things as theft, property damage, and liability.

Home Insurance

Home insurance, or house-owner/householder insurance as it is also known, is important, and you should purchase one. Be it a humble hut or a bungalow, rented or owned, it is advisable to insure your house and belongings to guard against unforeseen risks.

Travel Insurance

Securing every trip from business tour to family vacation, travel insurance is there to keep worries out and comfort inside your travel kit. No one wishes to blemish the exhilaration of their travelling trip and here is when this insurance acts like a barrier between your priceless experience and the unexpected mishappenings

About Us

Insurance Guru established in the year 2018 in Sikar by a team of professionals having a cumulative experience of 7 years in the Motor Insurance Industry, Life Insurance Industry, Health Insurance Industry, Term Life Insurance Industry, Whole life Insurance, Home Insurance, Travel Insurance and all kinds of Insurance.

Now we are an organization with a team of 20+ employees. The Team is not only experienced but also professionally qualified in Health Insurance,General Insurance.

Why seek insurance?

  • Insurance provides security against risk and uncertainty.
  • It enables the insured to concentrate on his work without fear of loss due to risk and uncertainty.
  • The insurance policy can be mortgaged and funds raised in case of financial requirements.
  • It provides a sense of confidence when the owner is away from the asset.
  • Insurances provide a large and vast coverage. Now anything and everything can be protected.

Best insurances for everyone.

  • Excellent Service
  • Hassle Free Claim Settlement
  • Instant Policy issuance
  • Guranteed best Price
  • Multiple Option
  • Highly Professional Team


Providing financial support

You don’t know when you will injure by any kind of accident or mishap and you need to admit hospital. For this case, Health Insurance provides you a big support with a much-needed financial backup. Don’t need to pay any hospitalization cost or anything. You can get the best treatment with the help of your health policy.

Easy admition hospital

You do not need to pay kind of cheque, or cash to admit the hospital for deposit purpose and for this reason, you have no necessity to wait for cash. Just show the Health Insurance card, and you easily admit to this hospital and start your treatment by quickly.

Complete Age-Cover

Mediclaim policy have no age limit. In every stage in your life, you can easily avail this facility. Senior citizen health insurance plans offer critical illness cover, cashless hospitalisation, pre-existing disease cover, and a higher sum assured. You can stay protected throughout your life by paying a premium on your online health insurance policy.

Pre-Hospitalization Cost

Advantage of having health insurance is the coverage for pre-hospitalization expenses. Pre-hospitalization expenses include expenses for medical tests, X-rays, scans, several tests such as blood test, urine test, Doctors’/Medical practitioner’s fees etc. Most Insurers offer coverage for pre-hospitalisation medical expenses for anywhere between 30 to 45 days before the hospitalisation.

Ambulance or Transportation Charge

Insurance policy also covers the amounts paid towards ambulance charges for transportation of the insured to the hospital. And air ambulance cost is too expensive. Some policies will only provide coverage for a certain type of aircraft based on the type of medical emergency you experience.

Health Insurance Benefits

In our modern life, Health insurance is not an option, but a necessity. With the growing medical expenses, it has become very difficult for everyone to spend a lump-sum amount at once. It plays a vital role in everyone’s life as it provides financial support in the event of a medical emergency. Health insurance policy usually cover expenses made towards doctor consultation fees, costs towards medical tests, ambulance charges, hospitalization costs and even post-hospitalization costs to a certain extent.

Medical Expense Cover

In our modern life, health insurance is not an option but a necessity. Because you don’t know when you will get sick. And that time, it has become difficult for you to spend a lump-sum amount at once. Health Insurance provide you with a much-needed financial backup at times of medical emergencies. It covers hospitalization expenses, Pre- hospitalization and Post- hospitalization cost, day care procedures, cost of medicines, doctor consultation fees, domiciliary expenses, ambulance charges, ICU Charges, Laboratory Expense etc.

Cashless

Cashless health insurance basically removes the hassles of having to pay cash, cheque at the hospitals at the time of need. Many insurance providers offer cashless claim facility. In this case, insurance company works in collaboration with the respective hospital. And You have no dependencies with your financial conditions for your health treatment. Just to show your Health insurance card, and you can continue your treatment. You can get the best treatment in the network hospitals without the trouble of immediate cash payments.

Critical Illness cover

Critical Illness Insurance Plans provides coverage against specific life-threatening diseases like kidney failure, stroke, cancer, paralyse etc. It provides you with a fixed lump sum payment that can be availed upon proper diagnosis and confirmation of the illness.

Post-Hospitalization Cost

The treatment does not end even after you leave the hospital. The bills for medicine, doctor visits, tests, etc will continue to add up. It’s included Medicines and drugs, Laboratory reports, Therapies related to the condition like Physiotherapy, Consultation fees for physicians etc. Post-hospitalisation expenses are covered for 60 days after discharge from the hospital.

Maternity and New Born Care

Insurance Policy offers a cover for the visits to the doctor and diagnostic centers as well as the required treatment till the birth of the child. Also, there are plans to offer the necessary care of the new-born.

Tax Benefits

Health insurance helps in tax benefit under Section 80D and 80DD of Income Tax Act, 1961. This premiums you pay to help you claim tax deduction under Section 80D and 80DD and thus save your tax.

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60000

Satisfied Customers

98%

Claim Settelment

35

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